Liability Insurance in Europe
Partner services
Personal liability insurance can be important after moving abroad, but coverage and expectations vary by country. Choose your destination to see available partner options.
Select Your Destination
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Coming soon
Other European countries
More country-specific liability partners will be added as the EuroHaven app expands.
Why do I need personal liability insurance?
A friend visiting your apartment slips and falls on your wet floor? Your dog chews up a neighbor's expensive item, or a tree from your yard falls on a nearby fence? Need to pay for attorney fees and court settlements if a claim is filed against you?Â
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Good news: You have personal liability insurance.
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Liability insurance helps protect you financially if you accidentally cause damage to someone else’s property or injure another person. For example, it may help if you damage a rental apartment, break someone’s belongings, or cause an accident in everyday life.
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In many European countries, liability insurance is common and legally required because small mistakes can become expensive quickly. It is especially useful after moving abroad, when you are renting a home, settling into a new system, and may not yet understand every local rule or expectation.
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In many countries, personal liability insurance isn't just essential, it is required. Because of the immense personal financial risk, around 85% of households in Germany choose to have a policy, and some landlords may ask for proof of it before signing a rental agreement.